Updated

2022-05-06T17: 09: 19Z

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards.

Credit card with 100K+ bonus Editor’s rating Best for Intro bonus Learn more

American Express The Platinum Card® from American Express


The Platinum Card® from American Express


A five pointed star

4.75 /5

A tooltip

Our editor’s ratings are primarily based on 3 things: simplicity, affordability, and value. Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria – relative to other products we’ve reviewed.

Earning Amex Membership Rewards points, luxury travel

100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership


Apply Now


Rates & Fees

American Express The Business Platinum Card® from American Express


The Business Platinum Card® from American Express


A five pointed star

4.8 /5

Earning Amex Membership Rewards points, small-business credits

120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership


Apply Now


Rates & Fees

Chase Ink Business Preferred® Credit Card


Ink Business Preferred® Credit Card


A five pointed star

5 /5

Earning Chase Ultimate Rewards points

100,000 points after spending $15,000 on purchases in the first 3 months from account opening


Apply Now

Chase Marriott Bonvoy Boundless® Credit Card


Marriott Bonvoy Boundless® Credit Card


A five pointed star

4.6 /5

Earning Marriott points

3 free nights (each worth up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening


Apply Now

American Express Hilton Honors American Express Surpass® Card


Hilton Honors American Express Surpass® Card


A five pointed star

4.4 /5

Earning Hilton points, elite status

130,000 points after spending $2,000 in eligible purchases on the card in the first 3 months of card membership


Learn More

American Express Hilton Honors American Express Aspire Card


Hilton Honors American Express Aspire Card


A five pointed star

5 /5

Earning Hilton points, luxury travel perks

150,000 points after you spend at least $4,000 in your first 3 months of account opening


Learn more

American Express The Hilton Honors American Express Business Card


The Hilton Honors American Express Business Card


A five pointed star

4.35 /5

Earning Hilton points, elite status

130,000 bonus points after you spend $3,000 in purchases on the card in the first 3 months of card membership


Apply Now


Rates & Fees

Chase IHG® Rewards Premier Credit Card


IHG® Rewards Premier Credit Card


A five pointed star

4.8 /5

Earning IHG points

140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening


Apply Now

Chase United Club℠ Infinite Card


United Club℠ Infinite Card


A five pointed star

4.7 /5

Earning United Airlines miles

100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening


Apply Now

Chase British Airways Visa Signature® Card


British Airways Visa Signature® Card


A five pointed star

4.4 /5

Earning British Airways Avios points

100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening


Apply Now

Chase Iberia Visa Signature® Card


Iberia Visa Signature® Card


A five pointed star

4.2 /5

Earning Iberia Avios points

100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening


Apply Now

Chase Aer Lingus Visa Signature® Card


Aer Lingus Visa Signature® Card


A five pointed star

4.2 /5

Earning Aer Lingus Avios points

100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening


Apply Now

Best credit card welcome bonus offers of 100,000 points or more

If you want to boost your balance of rewards points or frequent flyer miles, earning a credit card’s welcome bonus is your best bet. These welcome offers, which typically require meeting a minimum spending requirement in a specific time frame, can get you thousands of reward points.

Now is a great time to pick up a new card, because there are a few fantastic offers available, including some that hit — and even pass — the 100,000-point mark. While points and miles programs each have their pros and cons, each of these 100,000-plus points bonuses is a fantastic value.

Our analysis of these credit card welcome offers includes the total potential value you can get if you earn each full welcome bonus (that means hitting all tiers for offers that include multiple spending thresholds), using the average point value from Insider’s points and miles valuations.

Keep in mind that transferable credit card points — like Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Rewards, and Capital One miles — are generally more valuable than hotel points or airline miles. That’s because you have more high-value options for using them, including transferring rewards to multiple travel programs.

The Platinum Card® from American Express


Regular APR


See Pay Over Time APR


Recommended Credit Score


Good to Excellent


Regular APR


See Pay Over Time APR


Recommended Credit Score


Good to Excellent

Pros

  • Long list of travel benefits, including airport lounge access and complimentary elite status with Hilton and Marriott (enrollment required)
  • Annual statement credits with Saks and Uber

Cons

  • Bonus categories leave something to be desired
  • One of the highest annual fees among premium travel cards


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®.
  • $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
  • American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. There are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • $695 annual fee.
  • Terms Apply.

The Platinum Card® from American Express is offering one of the best bonuses we’ve seen in recent months: 100,000 Membership Rewards points after you spend $6,000 in your first 6 months of card membership.

American Express Membership Rewards points are worth, on average, 1.8 cents each based on Insider’s valuations. So you can expect to get around $1,800 in value from this bonus when you transfer points to Amex’s airline and hotel partners.

You can receive hundreds of dollars in value from perks like up to $200 in Uber (including Uber Eats) credits per year and up to $100 in annual Saks Fifth Avenue credits. The Platinum Card also comes with excellent shopping and purchase benefits, including return protection, extended warranty, and targeted discounts and bonuses through Amex Offers.

Read more about the Amex Platinum:

The Business Platinum Card® from American Express


Regular APR


14.99% – 22.99% Variable


Recommended Credit Score


Good to Excellent


Regular APR


14.99% – 22.99% Variable


Recommended Credit Score


Good to Excellent

Pros

  • More travel benefits than you’ll find on any other business credit card
  • Generous airport lounge access options, from American Express Centurion Lounges to Priority Pass (enrollment required)
  • Complimentary hotel elite status (enrollment required)
  • Access to Amex concierge services

Cons

  • Very high annual fee
  • Limited opportunities to earn bonus points
  • Annual statement credits won’t be useful for everyone


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.99% to 22.99% based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
  • Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
  • $695 Annual Fee.
  • Terms Apply.
  • See Rates & Fees


Intro APR


0% Intro APR for 12 months on purchases eligible for Pay Over Time

Small-business owners should also consider The Business Platinum Card® from American Express, which currently offers a welcome bonus of 120,000 Membership Rewards® points after spending $15,000 on eligible purchases with your card within the first 3 months of card membership.

Based on Insider’s valuation of Amex points at 1.8 cents each, you can expect to get around $2,160 in value from this bonus if you transfer points to Amex’s airline and hotel partners.

Read more about the Amex Business Platinum:

Ink Business Preferred® Credit Card


Regular APR


16.24%–21.24% variable APR


Recommended Credit Score


Good to Excellent


Regular APR


16.24%–21.24% variable APR


Recommended Credit Score


Good to Excellent

More Information

  • Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
  • Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®
  • Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Based on Insider’s valuations, the Ink Business Preferred® Credit Card offer to earn 100,000 points after spending $15,000 on purchases in the first 3 months from account opening is worth as much as $1,250.

Spending $15,000 in three months won’t be doable for everyone, but remember: This is a small-business credit card. That means it’s meant for companies and sole proprietors that can rack up significant work expenses each month.

Read more about the Ink Business Preferred card:


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent

Pros

  • Annual free night reward for hotels that cost up to 35,000 points can be worth more than annual fee

Cons

  • The only lucrative bonus category is participating Marriott Bonvoy hotels
  • Upgrading to Gold status requires spending $35,000 on the card in an account year,


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Earn 3 Free Nights (each night valued up to 50,000 points) after qualifying purchases.
  • New Benefit! Earn 3X Bonvoy points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • New Benefit! Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No foreign transaction fees.

Even if you only stay with Marriott occasionally, the Marriott Bonvoy Boundless® Credit Card is worth considering. Right now, it’s offering an elevated welcome bonus of 3 free nights (each worth up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening. The card recently received a bit of a makeover, adding new bonus categories and the ability to earn one elite night credit for every $5,000 spent on the card.

Marriott points are worth 0.7 cents each, on average, based on Insider’s valuations, so you can expect to get around $1,050 in stays from this 100,000-point bonus.

By far the most valuable perk on this card is the free night certificate cardholders receive every year on their card anniversary. Valid at Marriott hotels that cost up to 35,000 points, you can get a value that surpasses the card’s $95 annual fee.

Read more about the Marriott Bonvoy Boundless card:

Hilton Honors American Express Surpass® Card


Regular APR


15.99% – 24.99% Variable


Recommended Credit Score


Good to Excellent


Regular APR


15.99% – 24.99% Variable


Recommended Credit Score


Good to Excellent

Pros

  • High welcome bonus
  • Complimentary Hilton Gold elite status
  • Generous bonus categories for earning points

Cons

  • Weekend night reward requires spending $15,000 on the card in a year
  • Not much in the way of complimentary benefits beyond Hilton Gold status


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • The information related to the Hilton Honors American Express Surpass® Card has been collected by Business Insider and has not been reviewed or provided by the issuer.
  • Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.

The Hilton Honors Surpass® Card is a great choice for Hilton travelers, with a moderate annual fee (see review), solid earning rates, and mid-range elite status. You can currently earn an elevated welcome bonus of 130,000 points after spending $2,000 in eligible purchases on the card in the first 3 months of card membership.

If you earn the full bonus, you can expect to get around $650 worth of Hilton stays, based on Insider’s points and miles valuations. 

Read more about the Hilton Honors Surpass American Express card:

Hilton Honors American Express Aspire Card


Regular APR


15.74% to 24.74% variable APR on purchases


Recommended Credit Score


Good to Excellent


Regular APR


15.74% to 24.74% variable APR on purchases


Recommended Credit Score


Good to Excellent

More Information

  • The information related to the Hilton Honors American Express Aspire Card has been collected by Business Insider and has not been reviewed or provided by the issuer.
  • Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the card within your first 3 months of card membership
  • 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 7X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card on flights booked directly with airlines or amextravel.com, and on car rentals booked directly from select car rental companies
  • 7X Hilton Honors Bonus Points for each dollar of eligible purchases on your card at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your card

In addition to offering several annual statement credits and top-tier Hilton Diamond elite status, the Hilton Honors American Express Aspire Card is offering a welcome bonus of 150,000 points after you spend at least $4,000 in your first 3 months of account opening.

This is a great card if you stay with Hilton a lot because of all the benefits it offers, and the bonus is worth around $750 in stays based on Insider’s valuations.

Read more about the Hilton Aspire card:

The Hilton Honors American Express Business Card


Regular APR


16.49% – 25.49% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.49% – 25.49% Variable


Recommended Credit Score


Good to Excellent

More Information

  • Welcome Offer: Earn 130,000 Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X at US gas stations, on US purchases for shipping, on wireless telephone services purchased directly from US service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at US restaurants, 3X on all other eligible purchases. Terms & Limitations Apply.
  • Enjoy complimentary Hilton Honors Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms apply.

The welcome offer on the The Hilton Honors American Express Business Card is 130,000 bonus points after you spend $3,000 in purchases on the card in the first 3 months of card membership.

It’s possible to get around $650 in Hilton stays from this offer, based on Insider’s valuations.

Read more about the Amex Hilton Honors Business card:

IHG® Rewards Premier Credit Card


Regular APR


16.24% – 23.24% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.24% – 23.24% Variable


Recommended Credit Score


Good to Excellent

More Information

  • Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
  • Earn up to 26 points total per $1 spent when you stay at an IHG hotel
  • Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

The IHG® Rewards Premier Credit Card is one of the best hotel credit cards, and it’s currently offering a whopping 140,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

You can expect to get around $980 in hotel stays from this offer, not including the value of the free night certificate. IHG points are worth an average of 0.7 cents apiece based on Insider’s points and miles valuations — but the exact value you’ll get depends on how and where you redeem your points. 

Read more about the IHG Rewards Club Premier card:

United Club℠ Infinite Card


Regular APR


16.74% – 23.74% Variable


Recommended Credit Score


Excellent


Regular APR


16.74% – 23.74% Variable


Recommended Credit Score


Excellent

Pros

  • Great sign-up bonus
  • If you want United Club membership, this card gets you it for less than buying it outright
  • Get two free checked bags on United
  • Earns 4x miles on United® purchases

Cons

  • Steep annual fee, especially for an airline credit card
  • The non-United bonus categories (travel and dining) only earn 2x miles


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Earn 100,000 bonus miles.
  • Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining including eligible delivery services
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheck® fee credit
  • Free first and second checked bags – a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Infinite Card.

The United Club℠ Infinite Card comes with 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening — worth an average of $1,300 in travel, per Insider’s valuations.

This card also offers a United Club airport lounge membership, which otherwise costs $650 per year. This gives you free entry to United Club lounges when you’re flying United Airlines or its partners.

You’ll even get a 10% discount on saver award flights within the Continental US and Canada. And you’ll have access to increased award inventory over members that don’t have this card (or any United elite status).

Read more about the United Club Infinite Card:

British Airways Visa Signature® Card


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent

Pros

  • 3 Avios per dollar on British Airways purchases is a generous earning rate
  • You can receive up to $600 in statement credits per year when you book an award flight to London and pay the taxes and fees with this card

Cons

  • Not the most rewarding card for non-British Airways purchases


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
  • Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless British Airways Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

The British Airways Visa Signature® Card is offering an increased bonus of 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening. Insider values British Airways Avios points at 1.3 cents apiece, so this offer is worth around $1,300 in flights.

In addition, if you spend $30,000 or more in a calendar year, you’ll receive a Travel Together Ticket, which gets you a second seat for a companion when you book a British Airways award flight originating in and returning to the US.

Read more about the British Airways Visa Signature card:

Iberia Visa Signature® Card


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.24% to 23.24% Variable


Recommended Credit Score


Good to Excellent

Pros

  • Substantial welcome bonus and generous earning rate on Iberia, British Airways, Aer Lingus, and LEVEL purchases
  • Opportunity to earn a $1,000 Iberia flight discount voucher each calendar year

Cons

  • Discount voucher requires $30,000 in spending in a calendar year


Read Our Review
Read Our Review A looong arrow, pointing right

More Information

  • Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
  • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Save 10% on Iberia flights purchased on iberia.com/Chase10
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Iberia Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

The Iberia Visa Signature® Card is also offering 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening, but there are some minor differences between it and the British Airways version.

Instead of a Travel Together Ticket, Iberia Visa Signature® Card cardholders will receive a $1,000 discount voucher when they spend $30,000 or more in a calendar year. It’s valid for use on the purchase of two paid tickets on the same itinerary, and you must book your tickets through Chase’s Iberia site to get the discount.

Read more about the Iberia Visa Signature card:

Aer Lingus Visa Signature® Card


Regular APR


16.24% – 23.24% Variable


Recommended Credit Score


Good to Excellent


Regular APR


16.24% – 23.24% Variable


Recommended Credit Score


Good to Excellent

More Information

  • Earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening.
  • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL within your first 18 months from account opening, thereafter earn 3 Avios.
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 18 months from account opening, thereafter earn 2 Avios. Plus earn 1 Avios per $1 spent on all other purchases.
  • Every calendar year you make purchases of $30,000 on your Aer Lingus Visa Signature Card, you’ll receive a Commercial Companion Ticket good for 12 months
  • You and any authorized users on your account are eligible for Priority Boarding on Aer Lingus flights departing from and returning to the US from Ireland.
  • Pay no foreign transaction fees when you travel abroad.
  • Simply tap to pay with your contactless Aer Lingus Visa Signature Card. Just look for the contactless symbol at checkout. It’s fast, easy and secure!

New Aer Lingus Visa Signature® Card cardholders can earn 100,000 Avios after you spend $5,000 on purchases within the first 3 months from account opening, and you can keep those Avios in your Aer Lingus account or transfer them to your British Airways or Iberia account if you prefer those award programs for booking flights.

You’ll receive a Companion Ticket after you spend $30,000 or more in a calendar year, but it’s only valid between the US and Ireland, on round-trip award flights originating in and returning to the US. However, your companion will fly completely free — there are no taxes, fees, or surcharges added to the second ticket.

Read more about the Aer Lingus Visa Signature card:

Sarah Silbert is the Senior Reviews Editor at Personal Finance Insider. She oversees the vertical’s guides and reviews, covering topics including banking, credit cards, insurance, investing, and mortgages. Her goal is to empower readers to make smart, informed financial decisions. She is also a Certified Educator in Personal Finance (CEPF). You can reach Sarah at ssilbert@insider.com.
Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »


Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. She is also a Certified Educator in Personal Finance (CEPF).Before joining the Insider team, she was a senior editor at The Points Guy and Million Mile Secrets, covering credit cards, points and miles, and loyalty programs. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada.You can reach Jasmin at jbaron@insider.com.
Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »


For rates and fees of The Business Platinum® Card from American Express, please click here.

For rates and fees of the Hilton Honors American Express Card, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Hilton Honors American Express Business Card, please click here.

Disclosure: This post may highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team. Read our editorial standards.

Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

Enrollment required.

Deal icon An icon in the shape of a lightning bolt.

Keep reading

Loading Something is loading.

More:

Credit Cards
Credit Card roundup
Chase
Chase Pay Yourself Back

Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.